Insurance is something that most people don’t think a lot about in their day-to-day lives. You’re busy with work or your family, and sometimes the life admin tasks, like getting the most appropriate personal insurance, get pushed down the priority list. Or perhaps you have insurance in place, but need a refresher of what our services can offer you.
So here are some ways that we, as insurance advisers, can make a difference to your life.
What’s important to you?
We are experts in identifying risks, and helping New Zealanders find the cover they need at a price they can afford. We can talk through the risks you may be exposed to, which of those risks you are comfortable with and which you may want to be able to transfer to an insurance provider.
For example, could you financially handle time off work because of sickness? Do you have other people depending on your current level of income continuing?
When we meet you for the first time, we will talk about your priorities to help you work out what’s most important to you and how insurance might be able to help you protect it, should something unexpected happen. Then, over time, we like to check in regularly with you to help you ensure that your cover keeps up with your changing needs and goals.
What are your plans and goals?
Do you have any financial goals in mind and a sound plan to get there? If so, could things like sickness or business interruptions get in the way of achieving those goals?
What might be a major problem for one person might be quite manageable for another, and we take the time to understand what your own personal circumstances look like.
What insurance solutions are available?
We will also help you work through the wide range of solutions on the market and explain which could be a good fit for the specific needs of your situation.
While different insurance options might look similar to someone who is looking at them for the first time, there are often quite important differences in the way they respond to a certain situation, which could make one a better fit for you than another.
As insurance advisers, we can help you find the most appropriate cover for your situation, and in doing so, we must meet stringent regulatory standards to ensure that we are delivering the service with good client outcomes top-of-mind.
We provide ongoing quality advice
As we said, when you find your insurance policy through an adviser like us, you’re not just left to get on with it once the cover is in place. We are with you for the long haul.
As your adviser, we like to get in touch every so often to talk about how things are going, whether your life has changed in a way that affects your insurance needs, and whether you may need to tweak the cover you have. We’re setting up a relationship that could span decades, not taking part in a one-off transaction.
Like to talk about your insurance needs?
If it’s been a while since you looked at your insurances, and you’d like to check that you still have adequate protection in place, please don’t hesitate to contact us. Insurance isn’t a one-size-fits-all solution, and we can help you find (and maintain) the most appropriate cover for your personal situation.
Disclaimer: Please note that the content provided in this article is intended as an overview and as general information only. While care is taken to ensure accuracy and reliability, the information provided is subject to continuous change and may not reflect current development or address your situation. Before making any decisions based on the information provided in this article, please use your discretion and seek independent guidance.
